Bumpty, Bump, Bump, Bump!!

Best read and understood from the bottom up

Seriously guys, please learn more about terms like cost of capital, assumed rates of return, and hurdle rates

Your full understanding of any proposed Variable Benefit Plan depend on it

Verify all assumptions independently and think critically

One of my favorite finance professors had a great quote: “Those who believe in constant growth (return) rates have large calculators, and small minds”