Ok. Your correct, make the contribution biweekly. What I meant to say was that we should be getting the maximum allowed per yearly IRS limit ($60K this year for us old guys) for every pilot, from their first month of employment.

The FNG's that are young need to start getting their retirement contributions maxed out from day1. Not wait until they make $260K.

We waste to much energy negotiating and administering a (16)% contribution. The company needs to just pay in the max from day1.

Keep it simple, make it right!