Originally Posted by
APC225
This?
https://www.onwallstreet.com/news/ne...h-ira-do-overs
New tax bill: No more Roth IRA do-overs
As it’s being hashed out, the new tax bill contains an unexpected and not widely publicized provision: The repeal of the Roth conversion do-over, also known as a Roth recharacterization.
This marks the end of the so-called Roth conversion cycle where funds could be converted to a Roth IRA, and then all or any part of that conversion could be undone or recharacterized.
Just got off the phone with Schwab. We are able to do an inservice Roth recharacterization. They are emailing me the form and the rep said it takes about 10 days for post tax to be recharacterized.
As for the link above, that looks like it's for IRAs and not 401(k)s. Regardless, make hay while the sun shines.