No worries; I figured that you knew the difference but I can see where it's easy to get confused on the subject.

Pilots are good at two things:
1) making money, and
2) urinating away money.

Money strategy/management/investing isn't for everyone. If your brain's hurting, I'd suggest that you find a trustworthy team to manage this kind of stuff.

I can unequivocally state that not stressing about my finances (or concern over whether or not my heirs burn through everything I've saved) is priceless.