Step one when your single engine quits: pick your nearest suitable landing area.

If it’s 500rvr you cannot complete step one at any point before impact. You shouldn’t ever be there. Everything else is moot. If you are there you had very bad luck with unforecast wx or you are the tool of the day.

The Saratoga pilot is the latter I suspect. Anyone justifying him doing what he was doing should join the tool shed