Originally Posted by
gettinbumped
RHA is fantastic. Tax free in, tax free growth, tax free withdrawals. I would think MOST people will spend enough on health care post retirement to make this a great place to stash money.
However... if you are not married and/or don’t have kids, you cannot designate a beneficiary. So if you die, that money goes back into the pilot pool. Just FYI
If you want to get a good picture of how the different sources spill to the RHA, I posted my calculator updated for 2018 IRS limits.
Hitting the back arrow on your browser after getting the results lets you change inputs and re calculate
RHACalculator.com