I tend to agree with the laster poster, invest in knowledge outside the cockpit and save the money you would spend flying without an instructor for when you do start flying again. Have you passed the INST written yet? Lots to do that are FREE and will help you be a better instrument pilot and save you money for the training. Always better having an understanding about the course material before you start training. Look over the FAA flight test guide, another window into understanding what you will need to learn.