HMO plan (our Cadillac plan) is the way to go. One of the best insurance plans in the country, I would bet. Just over $500 for the family, and you never pay more then $15 copay for anything. ($50 copay for emergency room visit)

It's absolutely amazing insurance. I've had 2 kids, and the grand total out of pocket has been... Wait for it... $30...

If you need good health insurance, you couldn't come to a better place.