Originally Posted by
Profane Kahuna
Thanks for the additional responses.
What are the insurance networks that Southwest uses for medical, dental, and vision?
United Healthcare for medical, Delta Dental for dental, and EyeMed for vision.
Note that if you're on the Regular Plan health insurance option, there is no separate "in-network" and "out-of-network" reimbursement rate. It pays 80% (you pay 20%) up to their allowable maximum for a covered service, no matter what doctor you see. While staying within the UHC system will simplify billing, you can see any doctor you want, and if they can't bill UHC directly for their portion, you can submit for reimbursement.
The other main plan is their Choice Plus plan, which does have a provider network, and only covers 50% (after a hefty deductible) if you go outside it.
I'm on the Regular Plan. I like it. No monthly premium, and after a $2500 annual out-of-pocket maximum, no more coinsurance; it covers everything 100%. Unless you're single with no kids, the premiums alone on the Choice Plus will cost more than $2500/year.