Originally Posted by Jersdawg

The 2010 hires will be (hopefully) done 3rd quarter of 2019 (9 year flow). There were a lot of 2011 hires and it will take until mid-2020 to get through them (8.5-9 year flow). In 2021 it will drop to around 6.5 years - the 2012/13 hires will go quickly and we will be into the 2014 hires.

So yes, it will drop, but it will be 2021 before it really begins to start dropping.