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Old 01-19-2018, 08:27 PM
  #52  
Jughead135
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Joined APC: Sep 2011
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Originally Posted by Schwanker View Post
Or open a new Traditional IRA with zero balance just for this purpose.
If I'm reading you correctly, I think you may have missed the point.

You have to consider ALL of your (traditional) IRAs when calculating the pro ration, whether in one or many accounts and/or multiple custodians, without regard to "which" IRA you use to actually perform the conversion

Opening a new IRA may or may not be desirable (for purposes of the DPSP, I suggest opening one with Fidelity, as it will make the process much easier), but it does nothing to help with the back-door Roth.
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