Originally Posted by
JamesBond
Like hotel points, I have heard lots of guys that are platinum point members that get into the clubs and whatnot, but you have to spend a fortune on those cards. Well, way more than I typically spend in a year. But yeah, I guess if the incentives are worth more than the fee it might be worth it.
Have you ever negotiated these fees over the phone? I get mine waived. Every Time. They want someone who spends a lot on credit cards. They don't care that you never carry a balance. They get 3-5% every transaction. a $100 fee is easily waivable even at the clerk level if it keeps you spending with their card.