Thank you ryane946 for the VERY FRIENDLY post!
Loan was never an option for me. I'm doing this with savings. I'm going to sound like an idiot but I've come to realize that I am a bit.. or a lot.. mechanically challenged..
so $50,000 just might not be enough. 80 hours in my log book and I've only soloed X-country. I did feel a little discouraged. Your age estimate is 3 years off.
I started flying after speaking with the Capt & FO flying back from disneyland. They gave me a pretty good idea of how bad the first few years could be so I know what I'm stepping into.. Just not too sure if I'd be 50 by the time I get my ratings..........................