HighFlight has good advice. I’d always make sure to *budget* on the 75 hours a month so as to not over extend yourself should things turn bad. Always anticipate and save up for a rainy day. However, when comparing one airline to another there is no reason to not look at our rates versus theirs in the context of 100 or 110 credit hours a month. Super easy to get there with 11-13 days off a month here as a line holder. Just make sure the airline makes sense for you from other perspectives. Do the bases work?