OP,
Read this thread for just one example of why using debt for this career is very risky. Disclaimer, don’t know if the OP in the other thread used debt...doesn’t matter.
Help. Multiple Checkride Failures
This is just one of many ways that your career can be derailed, and then to add insult to injury, you get to be reminded of it every month when you make your payment. Kind of like folks that take out big student loan debt and never complete the degree.
Edit: Not trying to argue with you Sliceback, I respect your opinion, and speed does matter, just trying to make sure he understands the gravity of his choice.