Initially, I may have underestimated the pay loss over three years. At my current job, projected to make 180k/yr for the next 3 years, plus bennies.
Starting at NK, I projected (being optimistic) 60k, 110k, and 120k Years 1-3 as an FO under the new contract. There are a host of variables like, upgrade time, picking up premium trips, trip rigs, and per deim, etc.
Then factoring in paying for COBRA 1st 90 days, no contribution to 401k for 60 days, projected 401k contributions, paying for a crash pad, and insurance premiums; it got pretty expensive, I'm estimating now 200k+.
If I was younger, I could probably recoup the losses and reach a break even point.
The dang hiring wave should have started sooner
