I’m debt averse so take my comments through that filter. I’m with B.B., put your degree to work, live an austere life and save for it.

In three years or so, walk away and pay cash for a wam bam thank you ma’am program, or pay as you go the slower route. Then pay cash. Or join the Air Force. Same thing for med or law school, join the Air Force and let them pay...don’t go $250k in debt. Cool thing about the Air Force is, you can be a pilot and doctor Usually doctor first, then pilot training. Or as a pilot after your commitment is up there is a program (used to be anyway) where they’d send you to law school.

As B.B. said, the debt ought to terrify you, and if your fiancé has it too...well $500k in debt (other than a House) is insane. Read the thread about 5 failed checkrides for why, also read the thinking of leaving the career section to see people strapped with flight school debt who aren’t even using their ratings anymore!

This is a risky career