That is unheard of ....no deductable at all? So when you go to the doctor you walk out the door for free and then if you go to the hospital it is ALL covered at 100%?

Mesaba is about 150 per pay X26 pays per year..... Family plan with dental and $20 co-pay at doctor...$500 family deductable. We have cheaper plans but they are HMO's...some like them some do not.