Originally Posted by
Really
Not sure I understand your point in that they have already been paid? I have over 1000 hrs. I've always called in sick when sick. I've usually have never been "physically sick" more than once a year. (yes 25+ yrs here) Am I stupid? Mayby, my mother raised me to have "stupid" morals! Doesn't mean I'm perfect just healthy DNA.

I think the Delta model would be BAD for those of us healthier individuals! That being said, the reason I have a higher total is that i am worried about extended long term sickness such as cancer or heart conditions that I would like to get paid FULL time until LTD. (Look at how many guys are out on LTD over 50!) I'm in that 50+ group now
Exactly how would the DAL model be bad for SL hoarders? They can’t sell it back. If they blow one ACL or shoulder it’s gone and paid the same as someone who has their 240 hrs. And you both start up next yr with 240.
We need a better LTD plan other than hoarding SL that you give back for free when you retire.