Originally Posted by
UALinIAH
Exactly how would the DAL model be bad for SL hoarders? They can’t sell it back. If they blow one ACL or shoulder it’s gone and paid the same as someone who has their 240 hrs. And you both start up next yr with 240.
We need a better LTD plan other than hoarding SL that you give back for free when you retire.
When I went out on LTD, they emptied my sick bank at a rate of ~90 hrs/mo (I was reserve). A lineholder's sick bank would be emptied at 92 hrs/bid period.
For someone with a lot of sick bank, they could opt to not start collecting LTD at the end of 90 days and continue to use SL. This would allow an individual to receive the company contribution into their 401K, RHA VEBA, and get credit toward annual Profit Sharing. When you're out on LTD, you don't accrue 401K contributions, RHA VEBA, or PS.
You also cannot make personal contributions to your 401K while on LTD so there are several advantages to not collecting LTD immediately at the 90 day point if you have a large sick bank. And you accrue sick leave while out on sick leave, but you don't accrue sick leave while out on LTD. The rapid accrual upon return also favors burning SL past 90 days.
There are a number of ways to improve our SL/LTD package, but I don't know if Delta's package is the way to go. In all, our SL package isn't all that bad - when one's younger, they tend to not get sick. That allows them to build up a decent sick bank for when they hit their 50s/60s and are sick more often.