Yeah like others have said here, PAY OFF DEBT! You owe a TON of college tuition, and want to borrow MORE(like 100K or more I'm guessing?) for flight school? Followed by a time building "job", like being a CFI at maybe 10-20K per year for 3-4 years? I am going to be blunt, and not as kind as others (you need to hear the truth). You can NOT afford this plan. Its simple math. If your healthy, maybe try military/pilot. Army is the easiest to get, but for flying, the Air Force would be the best. Either way, you can get paid a reasonable salary to build flight time. Its about a 6 year commitment for flight school, but it seems like you will need at least 6 years to build time and possibly pay off school debt. Honestly you are very foolish regarding money and debt, and you are going to ruin you life if you solution is always to borrow more money. I feel qualified to say this, as Ive made most mistakes you can make with money, and learned the hard way. I course corrected, and now I'm an evil 1%er because of it. Please do yourself a favor and start Dave Ramsey's baby steps. daveramsey.com