Could someone please explain why some people just refuse to retire? I'm not trying to start a fight here, just genuinely interested as to what the reasons are. I always thought you were supposed to look forward to retirement as an opportunity to wind down, go on a cruise, spend time with the grandkids etc.

I can only assume it's the fear of boredom, or becoming a nobody at bridge club when you say "I used to fly jets" as opposed to "I fly jets?" Maybe they just want the most spectacular headstone in the graveyard?

I know there is a big argument about pay but in general I think it's fair to say that professional pilots are relatively well compensated compared to other professions.
Surely poor financial planning is not the main reason why the older guys refuse to hang up their headset?