Use post 9/11 GI BILL to do all your ratings after private. Some schools are eligible 100% reimbursement for course work including flight time. Use every flight hour allowed for the course.

I was in a similar boat as you, non flying navy working on ratings while active duty. After active duty I went CFI to regional to major. Lots of ways to get there have fun while you do it.

Things I would have done different are, transfer, directly into the drilling reserves if you aren’t retired. The active duty opportunities if you are furloughed are worth it. If you meet the medical and age requirements find a flying military position as soon as can. Apply everywhere and take the first major job that comes. Seniority is everything. I waited a year to apply at the airline I eventually got hired by and it cost me about 1000 numbers or about 8% seniority.