gloopy

This. One of the biggest head scratches in this profession is HTF can so many educated professionals making well into 6 figures (including many at over a quarter mil a year and up) still be living to the upper end of their income and pretty close to paycheck to paycheck?

You can still get most of the toys and the "captain's house" and all that, just not as soon as you can possibly get into them. Not only is that personally irresponsible, it also weakens us collectively when a majority become slaves to their "monthly nut" to such an extent that management gets a huge advantage over labor.

The best defense against not having to walk away is the ability to be able to walk way. Peace through strength, etc. Take that away and you put a thumb on the other side of the scale at the very least.