No idea Captain Ryan's situation, so this isn't commentary on him, just general commentary.

PLEASE get life insurance. At the bare minimum get the max the company offers without the extra paperwork (I think it's 3 times salary?) You can change it at the open enrollment in November or if you have a qualifying event before that, you can change it then.

Ideally you want 10-12 times your annual earnings in life insurance and you really want to get a good portion of it outside work (in case you get sick and it causes you to lose your job).

If you get it outside work, make sure that it doesn't have an aviation exclusion. As we mentioned the most dangerous part of our jobs is the drive to work, but it would really be terrible for your life insurance not to pay if you were involved in an aviation accident.