This is part of the verbiage that you agree to prior to using the modeler.
Various assumptions have been made for the purpose of making the product operational and not as a representation concerning any final plan design. Estimates shown in this product rely on future demographic and economic experience conforming to the underlying assumptions and methods. To the extent actual experience deviates from the underlying assumptions and methods, or there are any changes in plan provisions or applicable laws, the estimates would vary accordingly. As such, users may not rely on the estimates as their actual retirement benefit.
Think about what this is saying. Cheiron is already indemnifying themselves from the rosey picture the union is painting.