Originally Posted by Gunfighter

1. Mega Back Door Roth IRA. You can make an after tax contribution to the Delta plan and convert to a Roth up to 415C limits. If you do this early in the year, the company contribution comes to you as DPSP Cash every paycheck.

3. Buy income property. This is a subset of real estate. Single family houses, duplexes or a 4 plex are a good place to start. Once you exceed 4 units, the financing falls under a different set of rules, which can give you more options on how to structure the ownership and financing. If you want to jump right in, go for a small apartment complex, storage facility, trailer park, RV park. They each have their own positives and negatives. Whatever you do in the income property realm, build a team to do the work for you. The goal is to have an investment, not another job. If you are lazy and loaded, look at NNN investments. My broker refers to that as "mailbox money".

3. Keep some liquidity in S&P 500 Index or other low cost diversified fund. Keep some in cash. You never know when opportunity will come knocking.