Originally Posted by JamesBond

From the very beginning of my career I treated the DB plan as a house of cards. My wife is responsible for that because she didn't believe it would ever come to fruition and fortunately she would rather have a new socket set than a diamond ring. That being said, the glaring omission in your missive is that you don't have to adjust anything in your career because it has all been settled, and it is all in your name. There are many here who do not have that luxury. Your post still screams of 'tough toenails'.