You’re in a golden cage right now.
It will take you literally years before you reach $200k.
At Kalitta you need to be a 12(!) year Captain at min guarantee to break $200k
At a United a 12 year FO or First year Captain with a 8-10 year upgrade.
If you have 300k stashed away to maintain your lifestyle go for it.
How safe is your job when the economy tanks again?