Originally Posted by
Hilltopper89
Correct. Paul Merriman runs Merriman Capital Management. And yes, it has beaten the total stock market and S&P since 1972. Not by much but it doesn’t take much to see huge differences over time. He actually offers this advice for free.
Baloney! If you bothered to read even his own bio, you'd learn he was not doing this(beating the market) since 1972. Nothing of the sort.
All his theory is based on so called "back testing"; a fancy term for hindsight theory.
He sells books, he sells access to newsletters, he sells brokerage accounts.
I've been an RIA for 11 years and have learned to spot the hogwash.
Here's a freebie, learn about sequence risk. Then consider his "portfolios" with historical perspective".
But hey, it's your money, part with it as you like.