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Old 08-22-2018, 12:26 PM
  #5  
tennisguru
Roll’n Thunder
 
Joined APC: Oct 2009
Position: Pilot
Posts: 3,557
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Originally Posted by m3113n1a1 View Post
Another question I've been thinking about regarding RMDs is if part of my 401k is Roth and the other part is traditional, can I use either/or to meet the RMD, or does the tax code specify which one needs to be used first?
Roths do not have RMDs. The point behind an RMD is that the government wants their money. You put in tax-deferred money and the government ultimately wants their cut so they force you to start taking it out. Withdrawals from a Roth never have taxes so no one cares when you take that out.
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