Originally Posted by
Otterbox
Pay cash now... cash out refi later once income has stabilized or, or Max out the 401k and the IRAs as soon as possible with the savings from the lack of mortgage payments.
Yes.
Pay cash.
The interest on a mortgage is insidious.
Most people just look at the monthly payment, but over the course of a mortgage, you pay for a house at least twice.
I like the idea of putting the money you would have spent into retirement accounts also.
Pay yourself in terms of tax advantaged savings and let it grow. And no matter what-don’t touch it until you actually retire.