Buy smart and it's almost impossible to lose money over 250 hours in a plane that's not a dog.
And
THAT is very difficult for somebody that isn’t familiar with airplanes to begin with and completely has to rely on other people to make the choice.
And an airplane is only worth what you can sell it for and not what you paid for it.
And that $54/hr includes fuel? I’m sorry I’m just really sceptical.
You also pay more for flight instructors if you’re not using school/FBO airplanes.
I know people that have done this and for some it worked but it would be the last thing I’d recommend.