Originally Posted by
badflaps
We will pay you a little less so that your retirement will be a little more proved to be one giant wolf ticket.
^^^exactly this. Why does anyone want to repeat this experiment?
I get the desire to minimize taxes, but not at the expense of taking less now for a promise later from the company. We’ve seen how that works out.
Like trip said, max the DPSP. Max DPSP CASH, pay the taxes and invest it as you see fit.
More taxes means you’re making more money.
I don’t see anyone volunteering for a pay cut to minimize taxes. It’s the same philosophy in the other direction.