Originally Posted by Trip7

Including tax savings, a higher return can be generated with far less risk outside of this "aimed at 5% return" plan. The obsession with saving taxes and not looking at the big picture is going overboard. Throw in mandatory and no control and this is without a doubt an absolute No. The only pilots I see this benefiting financially is those who would have spent the money on consumer goods and some would say they have the right to that option.

Moreover if i was in the minority on paying taxes now Roth IRAs/Megaback Door Roth IRAs would not be as highly desired as they are now. Taxes are cheap now. Pure mathematics and US Govt budgeting say they will have to go up in the future.