Also want to put it out there that if you leave before an eqo payout you lose out on that "pay" you thought you had and got stuck with the dismal rates for the hours you did fly in that quarter.

"O. Earned Quarterly Override
1. Eligibility
For an XJT First Officer or Captain to be eligible for the XJT Earned Quarterly
Override (EQO) the pilot must remain employed through the last day of the
month in the quarter for which the EQO is being paid:
Example: For the EQO being paid in April, the pilot must remain employed
through March 31 (which is the last day of the quarter from January to
March)."

There is too much weight being put into the eqo for me, especially for a more senior FO. It would have been nice to see more of a balance between rates and an eqo. A $3,700 dollar rate increase (6 yr FO) for the year vs 10k for an eqo seems a little lopsided.