LOL, wow! I hope you can all hear yourself. How close minded can one be not to even research the fact that this opportunity exist. No wonder your stuck where your at with these questions. Good luck to you. Enjoy your new $85,000 loan with crazy interest. You to wanted to help at one time and were a member of 4 hours, were you not? Hypocritical and judgmental. Oh ya, my sign off, scammer alert. LOL!!