Originally Posted by
hubbs
I would look into this. By definition, Safe Harbor plans require that ER contributions are 100% vested immediately.
Thats a really deep in the weeds question. No, it isn’t a safe harbor plan. I looked through the CBA and Fidelity site, and nowhere does it say that it is. It does however say that you must receive an annual safe harbor statement if it is, and we don’t.
Unless you’re Connie, a tax attorney, or a bored MBA, the only difference is the vesting schedule.