Originally Posted by
Halon1211
I like the monthly premiums on the diamond plan, however I feel like I could end up paying a lot everyone we go to an office visit. I believe it says 10% after your deductible is meet for the diamond plan. My daughter is going to the pediatrician a lot right now so I feel like all those bills can add up.
Company gives you $3000 toward your $4500 family deductible so you’re only on the hook for the $1500 and then 10% after that. And pay nothing while using that first $3000
If you have a healthy year and don’t go through the $3000 it rolls to the next year and you get another $3000 the next year which could cover your entire deductible and some or all of your 10% coinsurance.