Originally Posted by
elmetal
My daughter was born 5 months ago. I've gone to dermatologists, audiologists, at least 8 pediatrician visits and my wife had some complications as well.
we've used $250 from our HRA and about $270 out of pocket for prescriptions. That's it.
Anyone have any comparisons between the A and diamond if you're going through something relatively high cost like a pregnancy and a surgery in the same year? I clearly understand the benefits of diamond if you're not expecting anything big in the following year but if you are expecting some high bills are you better to go with the A plan?
Also, how come nobody talks about the EPO? I know it's one network but I've been using the UHC network for 10+ years and I've never gone to a doctor or specialist that doesn't take the insurance. Is there some other kind of pitfall there I'm not seeing?