Originally Posted by
Ducttape
What consideration of the policy's "deductible sources of income" are you referring to; that will offset?
The policy lists 8 deductible sources of income in which it will offset against your LTD payment. Which one do you feel references getting a job, say as a realtor, as a deductible source of income?
Because all I see is offset for amounts relating to social security disability, workers comp, and the such.
I’ll be honest and say you are more informed than I. I am just going of what was said at the road show when the question was asked. I have not read the actual policy. I do use roadshow answers as fact. It’s certainly possible that I misunderstood.
We did just get an email regarding a recent arbitration. I don’t know if was just regarding income from other insurance plans. It said if we had other income before the disability that it wouldn’t offset, but new income after the disability would offset. I certainly could’ve misunderstood that. I don’t know if they were referring to wages, investment income, 1099, or other insurance only. I’m thuroughly confused now.
All the better if we are never able to hold a medical again we can go get a job at Flight safety or Home Depot or be a realtor and not have our benefit reduced. That should be a must.
Now, getting that DC while on LTD, we need that!