Originally Posted by
fcoolaiddrinker
I guess we will have to just disagree then. Our Ltd isn’t worthless due to it no being own occupation. It’s guaranteed 8 grand for two years (tax free if I want) then extremely difficult to get kicked. As in it’s never happened to my knowledge. Yours is 5 grand ( till retirement) I can Buy up (own occupation) on my own for under $100 a month. I’m not even going to do this. That’s how confident I am that I’m not getting kicked. So in the end I’m getting 8 your getting 5. To me that’s pretty much a wash. I wouldn’t call it far superior by any stretch. If own occupation language gives you the warm fuzzy feeling I guess it’s worth giving up 3 grand a month? I’ll take 8 over 5 and forgo own occupation. To each his own. Thanks for the insight.
Didn’t mean to offend. Just clarifying a bit from the NK perspective as somebody who has essentially worked under both plans. Our old plan was basically what you are describing as your proposed plan. There was a reason we fought hard for what we have now. It was a top priority for our pilot group and own occupation language was a huge reason why. I would imagine most would prefer the max benefit of $15k and own occupation but to each their own I guess.