Hi everyone! I'm new here and just wanted some opinions on which of these routes you would pick if you're trying to go from 0 hours to ATP... or if you would suggest an entirely different route!

Here's a quick run down of my background. I'm currently a senior graduating with a degree in financial economics this spring and have got decent offers to work for banks in NCY but have come to realize how miserable a lot of these finance workers are and have always loved flying so want to pursue this instead! I'm graduating with a 3.97 gpa in a total of 3 years and want to know which path I should take to become a commercial pilot. I will be graduating undergrad with zero debt so that will not be a factor.

Option 1. Part 61 school that will probably take 2.5 - 3 years and will get another major in professional pilot. Probably costs around $60k. I could also go to the school and not get the professional pilot major and would instead be a CFI much sooner making money and would be cheaper. Would it even be worth it to get the professional pilot degree? Like would make me more competitive?

Option 2. American Airlines Cadet Academy (if accepted) this will cost around $80k-$90k and will guarantee me interviews with their 3 subsidiary companies.

Option 3. ATP flight school

Or if you have other advice I'm all ears!

Thanks!