Originally Posted by APC225

If you’re fortunate enough to have a steady job with a good income as we have, you will want down markets, even severe down markets, two or three times during your good earning years. The money put in regularly as the market goes down and hits bottom will have the biggest return of all when the market cycles back up. I know this is so obvious as to say DUH, but the emotion of seeing the value of a portfolio go down a lot can sometimes cloud the longer view. The continued buying into the DJIA when it went from 14000 to 7000 last time (or NASDAQ from 5000 to 1100 in 2000) yielded the biggest jump in value when it blew back through 12000 to where it is now. Unless you think this the end of all things and we are entering an apocalyptic era where there is no world order and we'll be bartering with grain and chickens in retirement, then we can take advantage if the market crashes in a big way and we can put all of our 2018 profit sharing check (and maybe 2019 too) into the market when it hits bottom.

At least that’s what i’m trying to convince myself of.