I understand the part about where you want to live, but I think you may need to do some homework with where Spirit is compared to the legacies. One the A320 we make less per hrs. I've been here 4 years and will bring in 225K this year (on reserve 10 out of the 12 months and only giving up 8 days off to pick something up) and sitting at 50% on the seniority in the company. We have 2nd year FO doing about 100K (I know it's not as much as UAL) but it's still a good income. Personally i would look at the ULCC before considering the regionals, if you are concern about pay and QOL.