How long you willing to wait?

Should we put our contract in a holding pattern for retirement? If so, how long should we consider going without a raise on by far the largest part of our compensation - our paycheck?

What is your number?

Is it better to take a couple incremental bites as the apple, or do you want an apple strudel with whip and a cherry on top?

I am figuring those who put retirement as their #1 concern probably have the greatest risk of hitting age 65 (or a medical) and getting nothing.

Don't have a real hard opinion myself. Interested to read what advocates are thinking.