Yeah it could be way worse. Hopefully you live in ORD as if that's the case, it could be a pretty chill year on reserve. While I appreciate the desire to want to upgrade, you need to think long term as well and understand that this will be just one year in what will hopefully be a decades long endeavor.

If you dont live in ORD, sorry, it will suck. We have the worst qol for commuters on reserve.