Originally Posted by Buck Rogers

The veracity of this statement is undisputed, however...if you write a check for $1,000, that means the government gave you a free loan. That loan, accumulated over 12 months, so effectively it was a $500 loan for the year.....at .5% interest rate on passbook savings accounts you effectively saved yourself a whopping $2.50....for the year!.. Now, here's where perspective comes in....as you are writing that $1000 check and hoisting that free beer that uncle sugar bought you(if you drink bud light at happy hour prices), are you happier for the "free" beer or would you be more than $2.50 of upset if you were getting a $1000 refund.

As for me,....I'll take $1000 refund even though I know I gave the government a "free loan".....now if we get to "the Carter years" of a misery index, and interest rates are 16%......a whole nother story