Debt free is your Golden Ticket! Once your’re there, do what floats your boat. Most can live on an menial income if they have no debt. It’s all this “Keeping up with the Jonese” and so one, that Keeps people in debt! My wife and I are in the same position. I’m a Cop and she’s a nurse. We are Almost debt free. I’ll probably take a 50% pay cut, probably more, making a career change into aviation, but it’s what I love...and I can afford to do it and not **** and moan about Wages.

It’s all relative. One of the neurosurgeons my wife works with had his car reposesed from their work parking lot. Doen’t matter how much money you make. Too much debt, don’t pay your bills, bad crap happens.