Originally Posted by
GATAM06
Thanks Bob...that makes sense. To follow up, are we ever able to roll the company contribution into a post-tax (Roth) account?
Techique only: I put as much of my contribution in the 401k(a) part. It is a post tax account. I have opened up a Roth IRA with in Fidelity and at the end of the year rollover all my 401k(a) money into my Roth IRA. Two things: 1. its allowed under our Fidelity Rules, 2. Now as a Roth IRA there are no Required Minimum Distributions. Very simple.